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Helping Military Veterans get APPROVED for Low Rate VA Loans

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Jumbo VA Loan

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Contrary to popular belief, any qualified veteran and active military personnel can get a zero down Jumbo VA loan above the conforming loan limit of $453,100 (depending on county loan limit restrictions). Some lenders have their own loan limit restrictions as well but when you inquire about jumbo VA loans through VAloanlending.com, you will always have the opportunity to get a VA loan up to the maximum loan amount that VA allows. The larger the loan, the more you will save as well.

County Limit vs Maximum Loan Amount

Jumbo VA Loan Money

Many confuse these two subjects as one in the same. There are quite a few realtors and Loan Officers out there that, believe it or not, don’t even know you can get a Jumbo VA loan over $453,100 but even more, don’t realize that you can borrow over the County Loan Limits. If you are not working with a well experienced VA Loan Specialist that can differentiate the two, you would be walking into a very large mistake, one that could cost you hundreds of thousands of dollars in higher interest payments, larger down payment requirements, possible costly monthly mortgage insurance premiums or even the chance of not qualifying as standard Jumbo loans have much more stringent credit qualifying requirements.

Quite simply, the difference between VA County Loan Limits and Maximum Loan amount has to do with your down payment. VA sets a limit in each county that restricts the amount you can borrow with Zero down payment requirements. That doesn’t mean you are limited to that loan amount. If you have the ability to put money down on the home and as long as that amount is equal to or greater than the 25% guaranty over and above that VA county loan limit, you can borrow over $1.6 Million.

List of states with county loan limits over $453,100

ALASKA LOAN LIMITS

CALIFORNIA LOAN LIMITS

COLORADO LOAN LIMITS

CONNECTICUT LOAN LIMITS

HAWAII LOAN LIMITS

IDAHO LOAN LIMITS

MASSACHUSETTS LOAN LIMITS

MARYLAND LOAN LIMITS

NORTH CAROLINA LOAN LIMITS

NEW HAMPSHIRE LOAN LIMITS

NEW JERSEY LOAN LIMITS

NEW YORK LOAN LIMITS

PENNSYLVANIA LOAN LIMITS

UTAH LOAN LIMITS

VIRGINIA LOAN LIMITS

WASHINGTON LOAN LIMITS

WEST VIRGINIA LOAN LIMITS

WYOMING LOAN LIMITS

Top 10 Counties for Jumbo VA Loans

Below is a list of ten counties with high “VA county loan limits” and have had more veterans get there jumbo VA loans with the help of VALOANLENDING.com than in any of the other counties in the United States.

1  Anne Arundel county, MD

2  Los Angeles county, CA

3  Fairfax county, VA

4  San Diego county, CA

5  Honolulu county, HI

6  Prince Georges county MD

7  Pike county, PA

8  Snohomish county, WA

9  Bergen county, NJ

10  King county, WA

For more information about how to determine your portion of the VA Loan guaranty, consult with an experienced VA Loan Specialist. With the consultation you are guaranteed No Obligation, No SSN, No Hassles and No cost to inquire. No Lender fees will be charged to you for any VA loan closed as a result of your VALOANLENDING.com inquiry.

Get answers to more of your questions about VA loans

Additional Resources

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Testimonials

Smooth Sailing

I entered into the mortgage process hearing dozens of horror stories throughout my life and from my close friends about how difficult it is and how much information you need to have. In my experience with Bruce at BNC, nothing could be further from the truth. This was so simple it was scary right up

Dennis M Bowie, Maryland

Amazing Service

I worked with Bruce Glassinger on a new construction VA loan. Bruce was absolutely phenomenal throughout the entire process. Bruce was always there with a quick response to any questions I had and gave sound advice as I moved through the closing process. Bruce consistently went above and beyond what I expected from a lender.

Darling Kansas City, Kansas

Thanks Bruce Glassinger!

I can't thank you enough for the quick and smooth home buying experience you helped us through. Honestly, I felt more confident asking you questions about the home buying process than I did my own agent! You were fantastic, and I am recommending you to all my family and friends. Thanks again!

Tony H So Cal

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Customer Testimonials

Smooth Sailing

I entered into the mortgage process hearing dozens of horror stories throughout my life and from my close friends about how difficult it is and how much information you need to have. In my experience with Bruce at BNC, nothing could be further from the truth. This was so simple it was scary right up until the point I closed on my house as I was still waiting for the horror to start. Never happened. Bruce was very helpful answering my constant questions about the entire process and never failed to give me a quick response. I was able to close in just over 30 days from the offer date and now my wife has her dream house. Thanks so much to Bruce and BNC!!

Dennis M Bowie, Maryland

Amazing Service

I worked with Bruce Glassinger on a new construction VA loan. Bruce was absolutely phenomenal throughout the entire process. Bruce was always there with a quick response to any questions I had and gave sound advice as I moved through the closing process. Bruce consistently went above and beyond what I expected from a lender. For example, Bruce helped me work through an expired rate lock due to the builder failing to meet the closing deadline with no additional costs to me. I would highly recommend BNC Bank and specifically Bruce Glassinger as a lender.

Darling Kansas City, Kansas

Thanks Bruce Glassinger!

I can't thank you enough for the quick and smooth home buying experience you helped us through. Honestly, I felt more confident asking you questions about the home buying process than I did my own agent! You were fantastic, and I am recommending you to all my family and friends. Thanks again!

Tony H So Cal

Protected: 2018-04-24

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VAloanlending.com
15049 W 145th St.
Olathe, KS 66062
800-749-8155
info@valoanlending.com
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