A list of VA county loan limits is published by VA each year. The single family loan limit is set at $453,100, beginning January 1, 2018. All county loan limits are considered the maximum a veteran can borrow with no down payment. To exceed the county loan limits, see County Loan Limit vs Maximum Loan Amount.
There are numerous regions around the country that qualify as “high cost” counties. These regions offer a higher limit the VA will guarantee. A few examples where counties have higher VA loan limits are found in California. Such counties like Alameda county, Contra Costa county, Marin county, San Francisco county, and San Mateo county all boast loan limits of $679,650 for single family residences. Additionally, states that have this county loan limit are Alaska, Colorado, Idaho, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, Utah, Virginia, West Virginia and even Washington, DC.
However, this is not the highest VA loan limit in the country. The state that boasts the highest VA county loan limit is Hawaii where Honolulu’s county loan limit is unchanged at $721,050.
Washington, DC VA single family loan limit is $636,150.
*For more information about VA county Loan Limits, go to http://benefits.va.gov/homeloans/purchaseco_loan_limits.asp