A list of VA county loan limits is published by VA each year. These limits restrict the amount a veteran can borrow without down payment. For any city or county that isn’t specifically listed here, the county loan limit is set at $424,100. All county loan limits are considered the maximum a veteran can borrow with no down payment. To exceed the county loan limits, see County Loan Limit vs Maximum Loan Amount.
There are numerous regions around the country that qualify as “high cost” counties. These regions offer a higher limit the VA will guarantee. A few examples where counties have higher VA loan limits are found in California. Such counties like Alameda county, Contra Costa county, Marin county, San Francisco county, and San Mateo county all boast loan limits of $636,150. Other states that have this county loan limit is Alaska, Colorado, Idaho, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, Utah, Virginia, West Virginia and even Washington, DC.
This is not the highest VA loan limit in the country however. The state that boasts the highest VA county loan limit is Hawaii where Honolulu’s county loan limit is $721,050.
To find out what the VA county loan limits are in your state, select your state from the dropdown list below. If you have any questions at all about calculating the maximum loan you qualify for or what the VA guaranty amount is above the county loan limit, Consult a VA Loan Specialist.
Find your VA County Loan Limits here:
Washington, DC VA loan limit is $636,150.
*For more information about VA county Loan Limits, go to http://benefits.va.gov/homeloans/purchaseco_loan_limits.asp