VA Termite Evaluation Requirements – FAQ

Q: On an existing property, is a termite report required?

Termite inspections are required on existing properties if they are located in an area where the probability of termite infestation is “very heavy” or “moderate to heavy” according to the Termite Infestation Probability Map published in the International Residential Code.

Q: Is a termite inspection always required when a veteran is purchasing a property using VA financing?

VA only requires pest inspections when there is evidence of a condition conducive to pest infestation and for properties that are located in an area where the probability of termite infestation is “very heavy” or “moderate to heavy” according to the Termite Probability Map published in the International Residential Code.

If there is a question about the location of an infestation probability boundary line in relation to the subject property, contact the Construction and Valuation Section at the VA Regional Loan Center of jurisdiction to determine if this requirement is applicable.

Q: Is there a required termite form?

There is no VA form to be completed regarding termites. Forms are supplied and completed by the pest inspection company performing the inspection. VA requires the applicable National Pest Management Association form (NPMA-33, NPCA-99A, NPCA-99b) completed by the pest inspection company performing the inspection.

Q: Does VA require that the type of chemical used to treat the property be stated on the termite form?

VA does not have a requirement to disclose the type or name of chemical used by a termite company. VA requires the use of the National Pest Control Association forms, NPMA-33, NPCA-99A and NPCA-99B as applicable. For proper completion, these forms require the inclusion of the brand name of the product used.

Q: When is a termite certification required on condominium units?

A wood destroying insect inspection is required in low-rise and high-rise units only when the fee appraiser observes a potential problem. You will find this information in Chapter 16, Section 16-A.01, page 16-A-4 of the Lender’s Handbook (VA Pamphlet 26-7).

To better find out if your property requires a Termite Inspection, consult a VA Loan Specialist Now>>>

**This information can also be found on the VA website.