A list of VA county loan limits is published by VA each year. The single family loan limit for counties not considered “high-cost”counties is set at $484,350, beginning January 1, 2019. All county loan limits are considered the maximum a veteran can borrow with no down payment. To exceed the VA county loan limits, see County Loan Limit vs Maximum Loan Amount or generate a free Max VA Loan Calculation here.
There are numerous regions around the country that qualify as “high cost” counties. These regions have higher limits in which VA will guarantee. A few examples where counties have higher VA loan limits are found in California. Such counties like Alameda county, Contra Costa county, Marin county, San Francisco county, and San Mateo county all boast loan limits of $679,650 for single family residences. Additionally, states that have this county loan limit are Alaska, Colorado, Idaho, Maryland, Massachusetts, New Jersey, New York, Pennsylvania, Utah, Virginia, West Virginia and even Washington, DC.
*For more information about VA county Loan Limits, go to http://benefits.va.gov/homeloans/purchaseco_loan_limits.asp