A VA debt consolidation loan isn’t something that is on the forefront of people’s minds. However, there are times when things just aren’t going as planned. Life throws us curveballs or maybe spending got a little out of hand over the last few months, or years. As a result, balances on credit cards have slowly crept up and before you know it, you are thousands of dollars in debt. To compound the problem, balances just don’t seem to be going down at all…in fact, just the opposite.